Directors and officers liability insurance, or D&O, allows them to feel safer in performing their daily tasks and responsibilities.

What can be covered:

  • civil liability for damage to third parties;
  • cost of the investigation;
  • costs of legal representation for lawyers, auditors, etc.;
  • fines and penalties;
  • costs for repairing reputation;

Such coverage may extend to defense costs arising from criminal and regulatory investigations or trials as well; in fact, often civil and criminal actions are brought against directors and officers simultaneously. Intentional illegal acts, however, are typically not covered under D&O policies.

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